This site is intended for use only by those who can access it from within the UK.
This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us.
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
Cutronas Financial Service takes the privacy of personal data seriously and the legal and compliant treatment of this data is at the core of our operations.
We therefore ask you to please read the following important information which explains how we collect, store and use your personal data.
Who are we?
Cutronas Financial Service is an independent financial adviser, offering independent financial advice to individuals, trustees and their businesses.
Cutronas Financial Service (Company No.) 0798612 has its registered office at 56 Gidlow Lane, Wigan, Lancashire WN6 7DP - Registered in England and Wales
What do we mean by Personal Data?
By personal data (or personal information), we mean information that relates to you and is used to identify you, either directly or in conjunction with other material we hold.
How do we collect information from you?
We collect personal information about you as and when you consent to us doing so by signing our Data Consent forms, or by indicating consent on our online forms. We gather your consent in writing before entering into business relations with you.
What type of information do we collect?
The information we collect may include your name, address, email address and phone number. Furthermore, information about your health, lifestyle and finances can be collected depending whether it is necessary for the advice we are providing.
We may also ask for evidence of your identity, for example your passport, driving license, proof of residence or income.
Why do we collect information from you?
We use your personal information for the following:
How do we protect your personal information?
Any personal information we collect, record, or use in any way, be it on computer, hard copy or in any other form, is secured through our safeguarding processes to ensure that we meet our obligations under the Data Protection Act 1998.
What are your rights surrounding your personal information?
The GDPR enhances your rights surrounding your personal data. This includes:
Who do we share your personal information with?
We will only share your personal data with third parties when it is necessary for the service you have asked us to provide, and we will have contracts/safeguards in place to ensure that they treat the privacy of your personal data with the same importance as we do. You will be advised of the specific third parties with whom we may share your data.
Updates to this Policy
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.
Most web browsers automatically accept cookies, although you can choose not to. To ensure you get the best from our website, we advise that users keep cookies active on their machine whilst visiting our website. You can manually disable and enable cookies on your PC. The process will depend on your browser and is usually part of your 'Security Settings'.
Please be aware that our site may provide access to other web sites by linking to them. We are not responsible for the data policies (including data protection and cookies), content or security of these linked web sites.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at email@example.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
You're welcome to ask us what information we have about you, any time you like. If you need us to send it to you, it will cost £10, which is the amount we are permitted to charge under the Information Commissioner's guidelines regarding Subject Access Requests – and which only covers the cost of our administration.
If you'd like us to send your information, you can write to our team at the address below enclosing a cheque for £10 made payable to [Cutronas Financial Service LTD ]. We will also require that you confirm your identity by sending us a copy of a suitable identity document such as a passport or driving license, plus proof of address.
Data Protection Officer; Salvo Cutrona, Cutronas Financial Service LTD 33 Warminster Grove, Winstanley, Wigan WN3 6JF.
If any of the details we hold about you are incorrect, please let us know and we'll amend them right away or if your personally identifiable information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove or deactivate it by making the change by emailing firstname.lastname@example.org
We may contact you for example, with updates to your services.
We may also, subject to your consent, use your personal information to contact you with information about special offers and rewards. Please don’t worry; your details won't be shared with companies outside for marketing purposes without your consent.
Once you have given us the consent referred to above, from time to time we may contact you by mail, telephone, email, other electronic messaging services (such as text, voice, sound or image messages including using automated calling systems) or fax with information about our products and services.
If you're already receiving information from us then don’t worry, you don't need to do anything. We’ll assume that you're happy to continue receiving information unless we hear from you.
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. For example personal information sent to us is encrypted (scrambled) using Secure Socket Layer (SSL) technology. This is industry standard encryption technology that protects your data whilst being sent over the internet from being intercepted and misused by third parties. When it reaches us, we then store it on a secure server so that it can only be read by authorised personnel. However no method of transmission over the Internet or method of electronic storage is 100% secure, and while we take all reasonable precautions to protect your personal information, we cannot guarantee its absolute security.
We will not ask you for any account identification and/or authentication passwords or PIN numbers in an unsolicited phone call or unsolicited email, if you do receive unsolicited contact asking you for security information, please treat these with extreme caution. You are responsible for keeping your password and login details secure and you should not disclose them to anyone.
It is your responsibility to ensure that your computer is virus protected. Cutronas Financial Service LTD accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.
We may update this policy from time to time as our information practices are modified or changed. If we make any material changes to this policy that affects your personal information, we will notify you by emailing the e-mail address specified in your account or by means of a notice on this Site prior to the change. We encourage you to periodically review this page for the latest information on our privacy practices.
If you have any comments or queries concerning the website or believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved, please contact us using the most convenient contact details below:
Cutronas Financial Services LTD
33 Warminster Grove Winstanley Wigan WN3 6JF
Not only do we research thousands of Insurance policies from the UK's leading Insurers, including Aviva, LV, Zurich, Bupa, A.I.G and more. Our friendly, experienced and knowledgeable advisors are on hand to find the right cover for your needs and requirements at the best possible price without the hard sell.
I was after an Income Protection policy, and got in touch with Cutronas, I had never dealt with the company before. They talked through lots of different options with me and there was at no point any hard sell, I had not had the policy long and I broke my ankle I spoke to my advisor again and he sorted the claim for me I did not lift a finger, I believe that my advisor went above and beyond his duty just to help me . 100% recommend Cutronas to anyone. Top advisor, excellent service will definitely use again.
I have been dealing with part of the Cutronas FS team. I have to say what a consummate professional this man is and a great reflection of the company. From the very first contact he went out of his way to get me the very best income protection cover for my budget. He covered every detail, without being intrusive and put up with me changing details, like a woman shopping, every five minutes. Always patient courteous and above all honest.
He always answered all my questions fully and came back to me with a full range of options, he has kept me constantly updated about the progress of my application with my chosen insurer. As a financial advisor he's up there with the best, getting the best deal for YOU, not him. I trust this guy completely and would have no hesitation contacting him in the future regarding any other insurance or financial advice. Thank you so much!
Excellent service, the adviser I spoke to was brilliant, got us a better deal and we now have the right life cover in place - Thanks!!